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Competitor overview
Estimated Customers
Pricing
Goal
similar
Cybersource aims to provide a comprehensive payment platform that enables global payment acceptance, fraud management, and secure payment processing across multiple channels and geographical locations.
In short
Cybersource is a payment processing platform that offers solutions for accepting payments globally, managing fraud, and ensuring secure transactions.
Description
Cybersource offers a wide range of payment processing services that include accepting payments through various channels like online stores, point-of-sale locations, and call centers. The company also provides strong fraud management tools to help businesses reduce losses due to fraudulent transactions. Additionally, Cybersource focuses on securing payment data to assist businesses in achieving PCI DSS compliance. Their services extend to include features like recurring billing, international tax calculation, currency conversion, and a robust developer-friendly API environment for integrating these services effortlessly. Cybersource works closely with financial and technology partners to facilitate innovative payment solutions and supports a global client base, offering a highly scalable payment solution adaptable to different business needs.
Simple integration for accepting payments and enhancing security by reducing fraud.
Ability to accept payments globally in various methods and currencies.
Advanced fraud detection system with hundreds of indicators like biometrics and IP geolocation.
Integrated services that simplify financial flows and increase revenues, including tax calculation and billing.
A robust developer environment with APIs, SDKs, and test accounts for implementing secure payment solutions.
Complexity in managing both online and in-person payment processing, including point of sale and call center payments.
Need for effective fraud management and risk reduction in payment processing.
Challenge of securing sensitive payment data and maintaining PCI DSS compliance.
Requirement for unified commerce, enabling fluid payment experiences across various channels.
Need for additional services such as recurring billing and international tax obligations calculation.
Cybersource supports payment acceptance in 97% of countries and territories, potentially offering broader geographical coverage than Stripe's support for over 100 payment methods and currencies.
Cybersource features an extensive fraud detection mechanism named Decision Manager, which may provide more comprehensive fraud management capabilities, including biometrics and IP geolocation tracking.
Cybersource offers 24/7 support, ensuring constant availability for customer service, which is crucial for addressing payment issues in real-time.
Cybersource has a robust partner network that could offer additional innovation opportunities and support for implementing payment solutions specific to varied business requirements.
Stripe offers a comprehensive suite of APIs and no-code tools, which might be more accessible for smaller businesses or those with limited technical resources compared to Cybersource's primarily developer-focused integration and services.
Stripe provides solutions for issuing both physical and virtual cards, which is a feature that might not be emphasized in Cybersource's offerings.
Stripe integrates advanced automated accounting, billing, and tax solutions, potentially reducing the operational burden on businesses more efficiently than Cybersource.
Stripe's wide offerings include extensive tax compliance tools, which could provide a more seamless experience for businesses operating in multiple jurisdictions than Cybersource's additional tax calculation services.
Stripe appears to have a strong brand recognition and userbase, known for innovation and ease of use, which can be advantageous for attracting new customers.
